Deeds
Deed Services in East TN
Deeds in Morristown, TN
Lakeway Title Services provides different types of deed services in the Morristown area. The types of deed services we provide are:
Warranty Deeds
The preferred way to transfer ownership of a property is via a warranty deed because it offers the buyer the most protections. A general warranty deed assures that the seller has the right to sell the property and that the property is free and clear of all debts or liens.
Quit Claim Deeds
A written deed is signed and recorded to transfer real estate in Tennessee. With no guarantee or title covenants, a quitclaim deed in Tennessee transfers the present owner’s entire interest in the land. 2 Any ownership stake that the present owner (the grantor) is able to transfer legally is transferred to the new owner (the grantee). However, the grantor does not guarantee to the grantee that the property’s title is legitimate or that it is free from liens and other potential title issues.
Trust Deeds
For real estate transactions, trust deeds transfer the legal title of a property to a third party until the borrower repays their debt to the lender. The property is held in trust by a neutral and independent third party until the loan is paid off. Roughly 20 states still mandate the use of a deed at this time. The remaining states use standard mortgages.
Promissary Notes
A promissory note, also called a note payable, is a legal agreement, in which one party promises in writing to pay a specific sum of money to another party, either at a fixed or specific time in the future or on demand of the payee, under terms and conditions specified in the document.
Land Contracts
A land contract is a contract between the buyer and seller of real estate property where the seller provides the buyer financing in the purchase, and the buyer agrees to repay the loan in installments.